ACCIDENT INSURANCE is a smart buy especially if you have kids or a HIGH DEDUCTIBLE health plan ( HDHP ) it can dovetail nicely to minimize the risk of you actually having to meet your deductible… when coupled with CRITICAL ILLNESS INSURANCE, you can create a nice wrap around your deductible to insure against 85% of most claims that would be subject to deductible & Co-Insurance.  CLICK THE LINKS BELOW to get QUOTES for you and your family: